*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #1B2A4A;
  --navy-dark:   #17273A;
  --navy-surface:#223454;
  --gold:        #D4A34A;
  --gold-hi:     #F1C45E;
  --gold-border: rgba(212,163,74,0.18);
  --text-primary:#F5F7FA;
  --text-secondary:#B8C2D1;
}

body {
  background: var(--navy-dark);
  color: var(--text-primary);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
  line-height: 1.7;
  padding: 40px 24px 80px;
}

.container { max-width: 720px; margin: 0 auto; }
.header { margin-bottom: 48px; }

.logo-row { display: flex; align-items: center; gap: 12px; margin-bottom: 32px; text-decoration: none; }

.logo {
  width: 40px;
  height: 40px;
}

.logo svg { display: block; width: 100%; height: 100%; }

.logo .s {
  fill: none;
  stroke: var(--gold);
  stroke-width: 34;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.logo .f { fill: var(--gold); stroke: none; }

.logo-text { font-weight: 700; font-size: 18px; color: var(--gold); }

h1 { font-size: 32px; font-weight: 700; margin-bottom: 8px; color: var(--text-primary); }

.effective { color: var(--text-secondary); font-size: 14px; margin-bottom: 0; }

hr { border: none; border-top: 1px solid var(--gold-border); margin: 32px 0; }

h2 { font-size: 18px; font-weight: 700; color: var(--gold); margin: 40px 0 16px; }

h3 { font-size: 15px; font-weight: 600; margin: 24px 0 8px; color: var(--text-primary); }

p { color: var(--text-secondary); margin-bottom: 16px; }

ul { color: var(--text-secondary); padding-left: 20px; margin-bottom: 16px; }

li { margin-bottom: 6px; }

strong { color: var(--text-primary); }

a { color: var(--gold); }

a:hover { color: var(--gold-hi); }